Medical Benefits
Looking for Care?
You can save on health care costs by staying in network. By going to in-network doctors and hospitals, you pay lower copays and avoid other out-of-network costs. Use the Find a Doctor tool at www.BCBST.com or the myBlue TN mobile app to see if your doctor or hospital is in your network. You may also call BCBST at 1-888-796-0609.
Choice Plan PROVIDERS
BCBST Network P includes
- Baptist Hospitals
- St. Francis Hospitals
- Regional One Hospital
Select Plan PROVIDERS
BCBST Network S* includes
- Baptist Hospitals
- LeBonheur Hospital
- St. Francis Hospitals
- Regional One Hospital
- **Methodist Hospitals are OUT-of-Network**
Health Equity
Offer tools for end-to-end benefits management, member experience, and simplify the complexities of using benefits for medical, dental, vision, and dependent care expenses..
Flexible Spending Account
A Flexible Spending Accounts (FSAs) allow employees to set aside pre-taxed income from their paycheck into a special account to pay for qualified out-of-pocket medical, dental, vision, or dependent care expenses.
Health Care FSA
What can you use it for?
You’ll want to be careful to only use your FSA money on health care expenses like:
- Deductibles
- Copays
- Coinsurance
- Dental and vision care
- Glasses, contact lenses, braces and hearing aids
- Prescription drugs
- Over-the-counter medications
Health Care FSA
What can you use it for?
Pay for everyday expenses for your dependents:
- Babysitter
- Daycare
- Preschool
- Summer Day Camp
- Before/After School Program
- Elder Day Care
Health Reimbursement Arrangement
A Health Reimbursement Arrangement (HRA) is is an account funded by your employer that helps pay for certain out-of-pocket medical expenses.
NOTES: For Employees enrolled in the Select Plan only