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Pension Information

The City of Memphis Retirement System (Plan) is designed to help you enjoy an important part of your future….your retirement. 

The Plan is a defined benefit pension plan established to provide retirement benefits for eligible employees and their beneficiaries. In addition, the Plan may also provide benefits if you die, become disabled, or leave before retirement.

Article 5-Drop Program
401(a) Plan Highlights
Commissioned Officers
General Employees
CoM Pension FAQs
Social Security vs Pension (timeline)
Pension Forms
The Hybrid Pension Plan
COM Pension Plans
Drop Program Q&A
Drop Freeze Ordinance
Hybrid General Employees Summary
Hybrid Police & Fire Summary
Empower RetireSmart
Empower Retirement Deferred Compensation Virtual 1 on 1
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