City of Memphis | Total Rewards

Retirement Plans

The retirement and disability function provides administration, governance and guidance for all the City’s pension, retirement and disability plans. Subject matter experts focus on providing a consultative and advisory service by answering questions and assisting with resolving pension, retirement and disability issues offered by the City.

1948 and 1978 Pension Plan

Hybrid Pension Plan

DROP Program

Social Security

Resources

Pension Applications & Pension Estimates

1948 and 1978 Pension Plan

The City of Memphis Retirement System (Plan) is designed to help you enjoy an important part of your future….your retirement.

The Plan is a defined benefit pension plan established to provide retirement benefits for eligible employees and their beneficiaries. In addition, the Plan may also provide benefits if you die, become disabled, or leave before retirement.

General Employees

Commissioned Officers

Hybrid Pension Plan

The City of Memphis Retirement System (Plan) is designed to help you enjoy an important part of your future….your retirement.

The Plan is a defined benefit pension plan established to provide retirement benefits for eligible employees and their beneficiaries. In addition, the Plan may also provide benefits if you die, become disabled, or leave before retirement.

Hybrid General Employees Summary

Hybrid Police & Fire Summary

Hybrid Pension Plan FAQs

Hybrid Pension Plan Breakdown

DROP Program

DROP Program Highlights

DROP FAQs

1978 Pension Plan Calculator

Retirement Offboarding Plan

Retirement Journey

Article 5 Drop Program​

Drop Freeze Ordinance​

Social Security

Social Security Illustration

Resources

DROP Plan Highlights

DROP Retirement Process Map

Regular Retirement Process Map

Retirement Mobile App Information

Retirement Offboarding

Retirement Journey