Financial Hardship Resources




No one ever wishes to find themselves in a position of financial hardship but unfortunately sometimes it happens. Many people experience financial hardships that put them in a position where they can’t pay their bills for reasons other than being irresponsible. 

We’re here to help you find assistance because we care. When going through financial difficulties, it can impact all aspects of your life including your physical and mental health. To hopefully help and give you some relief, we have researched and found several local resources. Click on the links below to access their pages or to schedule appointments.

Important Links and Information

Click directly on the name of the resource to find out how they can offer you assistance.

Housing and Utility Assistance Resources

EMPOWER 457(b)
Unforeseeable Emergency Distribution under the City of Memphis Plan

See below for more information to assist you

Click below to find out what services are offered to active and retired employees

The CONCERN Employee Assistance Program (EAP) is an employee benefit program. CONCERN’s team of licensed, experienced counselors and clinical social workers help employees sort through issues and work toward viable solutions to get them back on track personally and professionally.

Talkspace is a digital space for private and convenient mental health support